Representing 21 countries and covering diverse sectors such as embedded finance, SME lending, and digital banking, these startups highlight the continent’s thriving fintech ecosystem.

With 85% of the selected startups featuring female leadership—a significant increase from the program’s first edition—the Accelerator underscores the growing role of women in Africa’s innovation landscape.

Now in its third iteration, the Visa Africa Fintech Accelerator offers participants a 12-week intensive program that equips them with mentorship, resources, and strategic connections to scale their solutions.

The program culminates in an exclusive Demo Day, where startups showcase their innovations to investors, industry leaders, and potential partners.

Launched in 2023, the program has supported up to 45 startups annually with a 12-week intensive mentorship and funding opportunity.

Meet the Startups of Cohort 3

This year’s participants include:

• Credable (Kenya): A digital banking platform enabling financial institutions to embed financial services.
• Fixa (Rwanda): An end-to-end staffing solution for deploying blue-collar workers.
• Kacha (Ethiopia): Ethiopia’s first licensed private payment platform offering mobile money services.
• Melanin Kapital (Kenya): A carbon neobank providing green loans and carbon credits.
• Umba (Kenya): A digital microfinance bank serving Kenya and Nigeria.
• Zendawa (Kenya): An embedded finance solution for neighborhood pharmacies.
• Enza (Egypt): A platform enhancing SME engagement for banks.
• Moneco (Algeria): A neobank connecting Africa and Europe for diaspora banking.
• MoneyHash (Egypt): A payment API aggregator simplifying financial transactions.
• WafR (Morocco): A digital wallet for informal merchants.
• Block Markets Africa (South Africa): Tokenizing assets to create open financial markets.
• Jabu (Namibia): Digital cash management solutions for Southern Africa.
• Ordev (South Africa): Middleware integrating digital services for retail and hospitality.
• Sticitt (South Africa): Simplifying school-related payments.
• Bumpa (Nigeria): Digital commerce solutions for retail and D2C businesses.
• Kredete (Nigeria): A lending marketplace for borrowers and lenders.
• NearPays (Nigeria): A payment platform for tracking cash flow.
• PaySika (Cameroon): Central Africa’s first challenger bank.
• WeWire (Ghana): A B2B cross-border payments solution.