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African Changemaker

Nkiru Amadi-Emina

Amadi-Emina is a Nigerian fintech entrepreneur with a mission to create a one-stop shop for financial services for SMEs and supply chain businesses.

One of her notable endeavors includes her founding of Pivo Africa, a startup dedicated to providing financial services to underserved communities in Africa.

Founded in 2021, Pivo is an all-in-one financial services platform for SME vendors – logistics and transport, suppliers, and wholesale distributors – that operate within large supply chains.

In 2022, Nkiru and her Pivo co-founder Ijeoma became the first all-female founded team Y-Combinator has backed in Nigeria.

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